ADIB – Home Finance for UAE Nationals


  • 3.75% variable rate (based on the Central bank’s 3 month EIBOR plus a bank margin). Free of charge Fire takaful property cover. Life Takaful is mandatory
  • The early settlement fee is applied as per UAE Central Bank policy, which is 1% of the outstanding amount (principal + profit) to date, or AED 10,000, whichever is lower. The bank has the discretion to waive any or all of the total outstanding profit
  • Maximum loan amount – AED 20,000,000
  • Finance repayment period of up to 25 years
  • You are required to put 20% or as per central bank regulations

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