Citibank – Citi Simplicity

Features

• This is a conventional card
• No annual fee, late payment fee, cash advance fee or overlimit fee- ever
• Monthly interest rate is 3.50% of the outstanding account balance with up to a 52-day interest-free period.
• The foreign currency rate applicable on overseas transactions is 2.99% per month
• Balance transfer at 0% rate of interest for 6 monthly installments. One time processing fee of only 3% of the BT amount. No pre-closure fee. 6-48 months BTF plans are also available
• This card does not have a rewards program.
• No cashback is rewarded for this card
• Access to select airport lounges across the Middle East
• Get 50% off food delivery or dine in total bills at over 500 outlets with 50 free voucherSkout credits. (worth AED 250)
• Quick Cash: instant cash at a click of a button
• PayLite: turn any big purchases into small payments
• Complimentary supplementary cards for your family members
• Citibank Terms & Conditions apply.

Additional Information

• Age: 21 years old or above
• Minimum monthly income of AED 5,000
• Required documents: Valid Emirates ID and valid UAE visa copy.
• Important Information: both Salary account IBAN number and Passport number will be needed during the application