FAB – Gems Titanium Credit Card

• Up to 4.25% fixed discount on advanced payment of GEMS fees
• 0% Easy Payment Plan for up to 12 months for GEMS fees
• Education Protection cover of up to AED 500,000 per child

The below features and benefits are effective 1st September 2019

School Fee Discounts

Help your children achieve their potential

You want the best for your children. So we’ve partnered with GEMS Schools to bring you discounts on fees, plus exclusive deals for the whole family

• Save up to 4.25% fixed rate discount on GEMS school fees, when using your GEMS Credit Card to pay the fees in advance

For examples of tuition fee discount offers view the below

• Indian Schools Fee Discount Structure 2019-2020
• British Schools Fee Discount Structure 2019-2020
• American/IB Schools Fee Discount Structure 2019-2020

For Clarifications on tuition fee discount offered, please contact the GEMS School CashierLimited Time Offer A chance to win back up to AED 25,000 in school fees Lifestyle Benefits Bring some luxury into your life
Take more time for you and your family with our lifestyle partnership offers

• Movie tickets from just AED 15

A great offering for all movie buffs! FAB GEMS Titanium Credit Cardholders can enjoy 2 movie tickets per month from AED 15 during weekdays and AED 20 during weekends at Reel Cinemas, Cine Royal and Oscar Cinema.

• Get unlimited Money Transfers using your GEMS Titanium credit card

With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Bangladesh, Sri Lanka, Egypt, Philippines without any transfer fee or processing fee.

• Shop Smart

Get up to 10% Cashback all year round at leading global online stores using your FAB GEMS Titanium credit card.

Travel Benefits
Enjoy a better way to travelNow you and your family can travel in style

• Airport Lounge Access*

Sit back and relax with access to 10+ airport lounge access across the Middle East, with no prior booking.

*Service offered and supported by MasterCard. Terms and Conditions of the offer(s) may change without prior notice. Rewards And Offers
Sprinkle some Star-dust into your lifestyle
Earn Reward Stars on all your purchases

• Earn 1.75 Stars for every AED 1 spent on international purchases and 1 Star for every AED 1 spent on domestic purchases.
• Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel Portal.
• Collect your Stars on your Stars Card – accepted as payment wherever you see the Mastercard sign
• Enjoy special offers at selected restaurants, premium retailers and lifestyle venues across the UAE, including Magic Planet, Ski Dubai, Dreamland Aqua Park, Chill Out, The Green Ecostore, Aquaplay, Yalla! Bowling and many others.

Protection
If the unexpected happens, we’ve got you covered
Your GEMS Titanium MasterCard comes with a range of additional protection features

• Education Insurance

Education protection coverage of up to AED 500,000 per child.

• Credit Shield

Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off.

Features

• School Fee Discounts
• Limited Time Offer: A chance to win back up to AED 25,000 in school fees
• Movie tickets from just AED 15
• Get unlimited Money Transfers using your GEMS Titanium credit card
• Shop Smart
• Airport Lounge Access*
• Education Insurance
• Credit Shield